I make my inserts in Publisher. I often use the inserts on Joanna's cds. However, quite often create my own - either using a backing paper from one of my cds (which I sometimes "fade out" a little in MCS ) I normally add a smaller copy of the image on the front of the card on the "fly" part of the insert and then a verse on the main part of the insert.

I always put a folded insert in and do that like Jan - although I saw a tip on one of the craft shows, which works very well. run your tape pen down the fold of the card in the middle (just a short run) and place the folded insert neatly against the fold - then another run of tape pen in the inside of the card and fold over card and press down. As Jan says this means the insert opens as you open the card.

Mags