Thanks a lot, ladies! I feel more confident about having another go now. If you are on my Facebook friend list, you can see my effort on my page. I hope the next will be a lot better.
I've got another need-to-know question but I'll keep that one for another time....this is enough of a learning curve for today!
Your help is much appreciated.

Wendy, your card is gorgeous! Something for me to aim for!

Margaret x