thank you too all of you who have replied to my question and also many thanks for welcoming me to this forum. I am relatively new to crafting - 5 yrs - and I am afraid I might ask what seems like silly questions from time to time but hey - we've all got to learn sometime.

I have to admit that I don't at present have any of Joanna's CD's but i've seen them being used many times and a lady recently gave me some backing papers and a victorian father christmas and i've just made a card with them. Even though i've made this myself I have to say I'm very very pleased with the results and I will definately be purchasing some of the CD's in order to get this quality toppers/backing papers to make all my cards with.

thanks again and talk to you all soon
nikann
xx