I know how you all feel because I feel like that too. We should have our own club/support group. I hate how expensive and commercial christmas has become over the years. I also find as the years go by and cards I send to family gradually dwindle it makes me think of years gone by and it can get you down.
I do love being in school for concerts and all things christmassy. As we are all adults now we don't go mad and only buy gifts for close family and that's usually something on the wish list so we know it's needed/wanted and won't be wasted money. We don't go mad with the spending on gifts or food, but instead enjoy being together for a few laughs, some cards and other games around the table without the TV on but music playing and plenty to drink while enjoying the companionship and conversation.

Jan