I use a Universal card reader too that reads sd and xd cards. Just pop the card into the reader, usb lead to computer and download pictures to a file. Then delete any I don't want from the file. I'm not techy but can do this quickly and easily.
I use a Fuji FinePix A920, 9.0 megapixels amd 4 x zoom?. I chose this one because it has a nice larger viewing screen and seemed easy to use. I couldn't see with the smaller screens! Photos are lovely quality with it. It's been great, so much so that we bought my Mum one too!!! She's 88! Only one slip up. She was enjoying Trooping The Colour last year on tv and decided to take some photos of it on tv!? When my bro went to put them onto a cd for her she had about 30+ photos of herself looking as if she was really concentrating, biting her lip etc... She had had the camera back to front. She has taken some nice pics with it in France though.
I can recommend this one.
love elaine xx