I have several and I really like the new one from Serif the Digital scrabooking one, does more than MCS and is more stable, I paid 22.99 for it from Currys. You dont have to buy the digi kits to get plenty of use from it.

My other favourite is an older version of Adobe Photoshop elements, PSP3 is ok but I tend to get lost about the time the programme opens lol